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Welcome


Welcome to SEM Group Limited. Our group of firms is at the forefront of management consulting and investment advisory services in Ghana. We offer boundless energy, innovation and state-of-the-art solutions.

Customized Portfolio

For high risk clients, your investments will be in a ration of 70:30 in favour of shares. In 2007, our high risk investors retuned an average in excess of 29.80%.
Moderate Growth and income Portfolio

These are low risk investors who do not want to play the sock market. We invest 30:70 of their investment in favour of money market instruments. In, 2007, their return average in excess of 16.50%.
Balance Growth Portfolio

Investments here have their funds placed in a 50:50 ratio in shares and money market instruments. In 2007, they Enjoyed a return in excess of 22.00%.

How much can I invest?

GH¢2,000.00 for individuals. GH¢5,000.00 for institutions.

Can I make withdrawals from my investment?

For Accounts in excess ofGH¢10,000, you may withdraw at anytime by giving 10 days notice.

For accounts less than GH¢10,000, twice a year, one in each half of the year when needed, with 10 days notice.
Capital@semfinanical.com
Client Application Forms - Individual



Founded in 1999, SEM Group operates two subsidiaries:

   SEM International Associates

SEM Capital Management Limited   


  • Corporate Advisory
  • Public Sector Consulting
  • Financial Training

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  • Asset Management
  • Managed Investment Accounts
  • Provident Funds
  • Pension Funds

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:: Publications ::
Ghana's Economic Puzzle: What is to be Done?

The Behavior of Stock Prices

A Review of SME Financing Schemes in Ghana
Corporate Governance in Africa: The Role of Capital Market Regulation

The Promotion of Regional Capital Markets in Africa

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